BA II Plus-style financial calculator online
Practice the other CFA-approved calculator workflow in your browser. This page gives you algebraic entry, a TVM worksheet with P/Y and C/Y, amortization, NPV, and IRR without installing an app.
How to use this BA II Plus-style calculator
Click any tutorial step to load its keystrokes beside the calculator. Use the browser version to learn algebraic entry, P/Y and C/Y setup, TVM worksheet storage, CPT solving, amortization, and cash-flow checks.
CFA practice checklist
CFA-style calculator example questions
Click an example to slot the setup, keystrokes, answer, and note beside the calculator. These original examples are not CFA Institute questions.
Monthly mortgage payment
Calculate the payment for a $300,000 mortgage over 30 years at 6% APR. Leave P/Y and C/Y at 12 so the worksheet uses monthly compounding.
The worksheet converts I/Y to a monthly periodic rate.
| # | Interest | Principal | Balance |
|---|---|---|---|
| 1 | 1500 | 298.65 | 299701.35 |
| 2 | 1498.51 | 300.14 | 299401.21 |
| 3 | 1497.01 | 301.64 | 299099.56 |
| 4 | 1495.5 | 303.15 | 298796.41 |
| 5 | 1493.98 | 304.67 | 298491.74 |
| 6 | 1492.46 | 306.19 | 298185.55 |
| 7 | 1490.93 | 307.72 | 297877.83 |
| 8 | 1489.39 | 309.26 | 297568.57 |
| 9 | 1487.84 | 310.81 | 297257.76 |
| 10 | 1486.29 | 312.36 | 296945.4 |
| 11 | 1484.73 | 313.92 | 296631.48 |
| 12 | 1483.16 | 315.49 | 296315.98 |
Interactive finance visuals
The worksheet values drive the amortization curve, payment mix, cash-flow timeline, and cumulative discounted value so the BA II Plus workflow has the same visual feedback as the underlying finance math.
Prefer RPN?
The BA II Plus workflow is algebraic and worksheet-driven. If you use the other CFA-approved calculator family, try the HP 12C-style RPN calculator instead.
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FAQ
Is this an exact TI BA II Plus emulator?
No. This is an independent BA II Plus-style financial calculator for browser use. It recreates common algebraic entry, TVM, amortization, NPV, and IRR workflows without using Texas Instruments firmware or copied assets.
Is the BA II Plus allowed on the CFA exam?
CFA Institute allows Texas Instruments BA II Plus calculators, including the BA II Plus Professional, and HP 12C calculators. Always check the current CFA calculator policy before exam day.
How do P/Y and C/Y work?
P/Y is payments per year and C/Y is compounds per year. If both are 12, a 6% I/Y becomes a 0.5% periodic rate for monthly TVM calculations.
Why is PMT negative for a loan?
Financial calculators use cash-flow signs. A positive loan balance and negative payment mean money is moving in opposite directions.
Texas Instruments, TI, and BA II Plus are trademarks of their respective owner. exclam.ai is not affiliated with, sponsored by, or endorsed by Texas Instruments. This page is an independent calculator workalike for educational and general finance use.